Choose the card that is right for you
We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.
Extraordinary benefits with Mastercard® including:
Rental Car Insurance
Airport Concierge
ID Theft Protection
Global Services
Cell Phone Coverage*
Travel & Lifestyle Services*
Online shopping/delivery discounts*
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
*Mastercard World cardholders only
Personal Card – Low Rate
No Annual Fee
Low introductory rate for the first six months.¹
Competitive ongoing APR¹
25-day interest-free grace period on all purchases.No grace period on cash advances.
24-hour toll-free live customer assistance available at 800-367-7576
Online account information available 24/7 at www.cardaccount.net
Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Other fees may be charged, these fees are listed on the downloadable application.
Personal Card –World / Preferred Points Rewards
Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
Low introductory rate for the first six months.¹
Competitive ongoing APR¹
No Annual fee
25-day interest-free grace period on all purchases.No grace period on cash advances.
Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191
24-hour toll-free live customer assistance available at 800-367-7576
Online account information available 24/7 at www.cardaccount.net.
Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Other fees may be charged, these fees are listed on the downloadable application.
To Apply Now
Click this link to apply online or Download the PDF of the application.
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Supporting documents vary depending on the type of business you have. See chart below.
Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
¹Please see application for information about current APRs and fees.